Has this season’s fashions hit your pockets like some natural disaster???? Personally, I have been experiencing shoppers remorse lately. You know when you:
A) Go to the mall, just because it’s Friday
B) Get something cute….but
C) By the time you get home you wish you would have never touched what you purchased.
COMMENT FOR THE ALPHABETICAL LIST!!
Since I haven’t really been working at one of my TWO jobs, funds have been pretty hard to stretch (yeah I’m broke too smdh). I was just thinking, “I CAN NOT BE THE ONLY GIRL WITH THIS PROBLEM!!!!” So I figured I could coach you guys on what to actually to do stretch your money long enough to go places, IN CUTE NEW OUTFITS!
READY??? SET??? SAVE!!!!
#1.ONLY USE CASH!
As a BIG spender you have to understand the amounts that you are spending! For the whole day/weekend you are going to be BIG spending. This includes transportation to & from the mall, as well as the cost of your snacks. Shopping does make you work up a sweat while picking out head turning outfits. So the point of only using cash comes into play because with cash you can actually SEE how much you are spending and (even better) stick to a budget. So when you get your budget adjusted, take that amount out of your account and leave your card at home to prevent any temptations.
#2.Don’t Just Shop, Think!
There is no doubt that my mom has raised a true shopaholic. SMH And there is not a person in this world that can tell me there is a bigger release than shopping. With that said, I noticed for the most part I FEEL good coming out of a store weighed down with bags, but now I know that you have do more than just “feel” while you am in the store. You think about what I am buying.
My new process for purchasing an item is:
A)Do I need it?
B)realistically How often will I use it?
C)How much is it really worth to me?
#3.Plan to Spend
What I’ve noticed is that the more you take unplanned trips to the mall, the more you will spend unnecessary amounts of money. Therefore, tame yourself. OK challenge yourself and somehow(yes, i know its hard to do at first)only go to the mall if you really need to buy something specific(maybe an outfit for a special occasion, etc). If that’s not the case depending on your “situation” try to limit yourself to once or twice a month.
These are going to be my key steps to keep the overdrafts down because I know how I get in the summertime. I figured, since I like to look pretty, my bank account might as well look pretty too. So join me on giving my bank account a summer make over! Good Luck!
From UPT w/♥,
Coffλ!
B) Get something cute….but
C) By the time you get home you wish you would have never touched what you purchased.
COMMENT FOR THE ALPHABETICAL LIST!!
Since I haven’t really been working at one of my TWO jobs, funds have been pretty hard to stretch (yeah I’m broke too smdh). I was just thinking, “I CAN NOT BE THE ONLY GIRL WITH THIS PROBLEM!!!!” So I figured I could coach you guys on what to actually to do stretch your money long enough to go places, IN CUTE NEW OUTFITS!
READY??? SET??? SAVE!!!!
#1.ONLY USE CASH!
As a BIG spender you have to understand the amounts that you are spending! For the whole day/weekend you are going to be BIG spending. This includes transportation to & from the mall, as well as the cost of your snacks. Shopping does make you work up a sweat while picking out head turning outfits. So the point of only using cash comes into play because with cash you can actually SEE how much you are spending and (even better) stick to a budget. So when you get your budget adjusted, take that amount out of your account and leave your card at home to prevent any temptations.
#2.Don’t Just Shop, Think!
There is no doubt that my mom has raised a true shopaholic. SMH And there is not a person in this world that can tell me there is a bigger release than shopping. With that said, I noticed for the most part I FEEL good coming out of a store weighed down with bags, but now I know that you have do more than just “feel” while you am in the store. You think about what I am buying.
My new process for purchasing an item is:
A)Do I need it?
B)realistically How often will I use it?
C)How much is it really worth to me?
#3.Plan to Spend
What I’ve noticed is that the more you take unplanned trips to the mall, the more you will spend unnecessary amounts of money. Therefore, tame yourself. OK challenge yourself and somehow(yes, i know its hard to do at first)only go to the mall if you really need to buy something specific(maybe an outfit for a special occasion, etc). If that’s not the case depending on your “situation” try to limit yourself to once or twice a month.
These are going to be my key steps to keep the overdrafts down because I know how I get in the summertime. I figured, since I like to look pretty, my bank account might as well look pretty too. So join me on giving my bank account a summer make over! Good Luck!
From UPT w/♥,
Coffλ!
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